Secrets of the Millionaire Mind


Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker is a true “change your life” experience from the author who once said: “Give me five minutes and I can predict your financial future for the rest of your life!”

The book title suggests that it’s about acquiring money, but it’s about much more – a true mindset that separates those who are wealthy from those who aren’t and will never be unless they change the way they think…


The main premises of this book are:

  • We each have a ‘money blueprint’ that determines our level of financial success
  • Rich people think differently than poor people
  • Your thinking pattern leads to the results that you are getting
  • Learn how to think – learn the right strategies, use them, and you can change your money blueprint

According to the author, all of our thoughts and beliefs about money come from three sources:  Verbal Programming, Modeling and Specific Incidents. These three sources create our attitudes and beliefs when it comes to money – but this programming is something we can change. It’s something we believe to be a fact, but we can  – and should – change that belief if it impacts our financial life in a negative way.

The first thing we need to do then is to take control. If you insist on being a victim you will never attain greatness – and you’re a victim for as long as you deflect responsibility (anything bad that happens to you is beyond your control, etc.).

The good news is that it’s never too late to change, and the author proposes this as the starting point:

Here’s some homework that I promise will change your life.  For the next seven days, I challenge you to not complain at all.  Not just out loud, but in your head as well.

According to Eker, each of us has a “money blueprint” that, much like a set of architectural plans, is behind all of our thinking. This blueprint is what defines our actions and results we’ll get, and it’s  ingrained into our subconscious. He explains that rich people simply think differently than those who aren’t rich, and that it’s the thinking we have to change in order to make a fortune.


  • Introduction: “Who the Heck Is T. Harv Eker, and Why Should I Read This Book?”
  • PART ONE: Your Money Blueprint
  • PART TWO: The Wealth files – Seventeen Ways Rich People Think and Act Differently from Poor and Middle-Class People (listed 
  1. Rich people believe “I create my life.” Poor people believe “Life happens to me.”
  2. Rich people play the money game to win. Poor people play the money game to not lose.
  3. Rich people are committed to being rich. Poor people want to be rich.
  4. Rich people think big. Poor people think small.
  5. Rich people focus on opportunities. Poor people focus on obstacles.
  6. Rich people admire other rich and successful people. Poor people resent rich and successful people.
  7. Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
  8. Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
  9. Rich people are bigger than their problems. Poor people are smaller than their problems.
  10. Rich people are excellent receivers. Poor people are poor receivers.
  11. Rich people choose to get paid based on results. Poor people choose to get paid based on time.
  12. Rich people think “both”. Poor people think “either/or”.
  13. Rich people focus on their net worth. Poor people focus on their working income.
  14. Rich people manage their money well. Poor people mismanage their money well.
  15. Rich people have their money work hard for them. Poor people work hard for their money.
  16. Rich people act in spite of fear. Poor people let fear stop them.
  17. Rich people constantly learn and grow. Poor people think they already know.
  • “So What the Heck Do I Do Now?”

Readers Reviews

J. D. Roth:

Though Eker’s book is ostensibly about wealth, it’s actually about happiness and success. This is one of those books from which it’s important to extract the core lessons and to apply them to your life in ways that are appropriate. Don’t take everything at face value. Take the information and use it in ways that work for you.


This was a nice, light read yet very thought-provoking in terms of examining my own beliefs about money and wealth.

Secrets of the Millionaire Mind presents a clear path to wealth in a highly readable format, carrying its readers through a realistic program filled with introspection and helpful hints. By showing them how to change the patterns that keep them earning less than their potential, Eker offers actionable advice that cuts through prior negative programming and nourishes the mental roots of wealth creation with the energy and thoughtfulness required to reach lofty monetary goals.

Navigation: Home > Law of Attraction Books > Secrets of the Millionaire Mind